The Australian Government has announced a range of measures that will come into effect from 2021 under the Job Ready Graduates Package. The measures include changes to student contribution rates, FEE-HELP loan fees, Tertiary Access payments (TAP) and more.

Commonwealth Assistance refers to the funding of subsidised tuition and loan schemes eligible students can access, to assist in paying their tuition, student amenities fee and overseas study costs.

Commonwealth Support refers to the specific tuition type you will be charged during your program at university. If you do not have a Commonwealth supported place (CSP), you are considered Fee Paying and not eligible for subsidised tuition. You should refer to your letter of offer for confirmation of your tuition type.

Access to Commonwealth Assistance is only available to domestic students. Full details of Government schemes are available on theĀ Study Assist website. The pages below provide information on how to apply for and manage the different Government schemes that you may be eligible for at UNSW.

Low completion rate FAQ

Legislation to prevent students from incurring a large debt.

Commonwealth supported places and HECS-HELP

Important information for commonwealth supported students.


Loan to defer payment of the student services and amenities fee.


Government loan scheme to assist eligible students with cost of overseas study.

Commonwealth supported programs (postgraduate)

Limited places are available in some postgraduate programs.


Loan scheme for eligible domestic fee-paying students to defer payment.

Combined HELP loan limit

The cap on what you can borrow to cover the costs of your tuition fees.

Professional pathway programs

Professional pathway for psychology and social work degrees.

Permanent residency and commonwealth support

If you are an Australian permanent resident you may be eligible for support.

Tax file number (TFN) verification process

To be eligible for a HELP loan, the ATO must be able to verify your TFN.

Commonwealth assistance notice

Information about your enrolment and use of commonwealth financial assistance.

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