Bachelor of Commerce / Bachelor of Economics - 2018
Analyst – Credit, Retail Banking and Payments
Australian Securities and Investments Commission (ASIC)
Current work activities and projects
- I assisted with a thematic review of car finance lending in Australia where we examined car lending practices by large financial institutions in Australia.
- Assisted with drafting an international policy paper with many other financial regulators across the world.
- Participated in roundtables with industry to discuss key systemic issues in e-payments.
- Provided an exemption of the law to an entity from the requirement to hold an Australian credit license, in its practice of providing credit to a specific population.
Highlights of the role
ASIC has a great graduate culture with plenty of development opportunities throughout the graduate program. Even as a graduate, you’ll be tasked with work where you make impactful decisions and meaningful contributions to the team. As far as the organisation, everyone is really nice and happy to answer your questions – there’s a big focus on teamwork and accountability here with such a broad remit as a core regulator of the financial system in Australia. As a grad, there’s no such thing as a dumb question, and you’ll just be met with a smile if you ask.
My career highlight so far has been finishing the graduate program early and moving into a permanent team where I’ve so far been able to provide value to our day to day work and make key regulatory decisions. As for university, my greatest achievement has been the amount of volunteering and extra-curricular activities I’ve been able to contribute to in bettering student life at UNSW. In conjunction to this, some of my closest friends came from these opportunities who I still talk to, to this day.
Highlights of UNSW
As a UNSW student, I participated in a multitude of extra-curricular activities eg. Yellow Shirts, Student Development and various other Arc programs. The greatest benefit from these is being able to build inter-personal skills, hands on experience with running events and making key decisions which will translate very well to your career. What I most enjoyed was being able to give back to students at university and providing a fun environment for them to engage in whilst also being able to meet some amazing people through these programs.
Advice for current students
My advice for current students would be to build those networks at university and participate in plenty of volunteering or extra-curricular programs – talk to as many people as possible to build your interpersonal skills and to learn from others. You also learn a lot about the world from a different person’s perspective, and this is important when you get into the workforce where your colleagues are from very diverse backgrounds. When you start off your career, you won’t be expected to immediately make a huge splash in your role. Rather it will be about your ability to be conscientious, work hard, take the initiative and how you can build a connection with your fellow colleagues.
I was never an ace student at university – the curriculum and topics you study at university are likely to be very different to the work you might be doing. Though marks are beneficial to some degree, what’s most important I feel, for a graduate is a willingness to learn and a positive attitude to contribute to the team. The technical expertise will eventually come with that.